A down payment shouldn't be determined simply by how much you have (or don't have) saved. A seasoned loan officer describes ...

Average home prices of $1 million, $2 million or even $4 million? This is not uncommon in many cities in the Pacific ...

A lender credit helps reduce the amount of money a homebuyer needs to bring to the closing table. Buyers who don’t have ...

Requesting seller concessions to pay for a rate buydown can lead to greater monthly and lifetime savings than requesting a ...

Title insurance can feel like an overpriced, unnecessary add-on at closing—but in a housing market full of hidden risks, it ...

Adam Godby (NMLS 2286643) is a Loan Officer and Team Lead at Paddio Home Loans in Springfield, Missouri. Adam ensures his ...

There are two BorrowSmart programs in the market currently, and your income and geographic location determine which one you qualify for. BorrowSmart: $2,500 in assistance for homebuyers earning 50% or ...

Government-backed FHA loans make home ownership more accessible to first-time and repeat homebuyers needing a low down payment.