Social Security's earnings test excludes rental income, so it does not reduce benefits for landlords with access-only leases. - IRS taxes full upfront rental payments in the year received, even if the ...

Key takeaways A defined benefit plan, the formal name for a traditional pension, guarantees a fixed monthly payment for life, calculated from a formula based on salary history and years of service. A ...

Quick ReadThe $1,900 monthly check looks rock-solid until you run it forward 20 years, at which point the number you get back ...

Most retirement advice is either too generic to use or too conflicted to trust. Save 15 percent. Follow the 4 percent rule. Move somewhere warm. Nobody shows you the assumptions underneath those rules ...

A little-known corner of the tax code lets retirees legally hide a chunk of their IRA from the IRS formula that forces taxable withdrawals every year, but the trade-off is severe enough that most ...

For a future-focused group, many executives at the Leadership Institute’s WSJ Technology Council Summit this week came back to a decidedly old-fashioned topic—managing costs. In conversations, they ...

The financial services industry places great emphasis on raising the level of mathematics used in banks in applications to pricing, hedging and risk management. This MSc provides students with the ...

Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter. The writer is founder and managing partner at Agam Capital Management In the last decade, there has been a ...

Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter. Days after a bruising creditor call this August, money began to move across Mark Walter’s financial empire. His ...

There are “rational individual preferences” behind what is commonly called the “annuity puzzle”—the low rate of investments being turned into lifelong annuities despite the common concern among ...

If you leave federal service before you meet the age and service requirements for an immediate retirement, you may be eligible for a deferred annuity. To be eligible under either FERS or CSRS, you ...