If you are 60, 61, or 62 years old and getting close to retirement, a 20 percent market drop is not a hypothetical. It is something that will happen at some point. Most people think the risk is the ...

A group of 110 lawmakers, including 12 senators and 98 House members, sent a letter to congressional leadership on September 21 urging Congress to reject the Trump administration’s proposed 2027 pay ...

When federal employees think about where to retire, college towns may not be the first places that come to mind. Retirement searches tend to focus on familiar destinations with warm weather, lower ...

As of August 31, 2026, the Thrift Savings Plan (TSP) held approximately $1.17 trillion in assets. Nearly 44% of all TSP assets were ultimately invested in the C Fund, an investment fund that tracks ...

Two unrelated proposals happen to share a comment deadline this month, and federal employee unions have opposed both. An AFGE national officer called the EEOC’s rewrite proof of “assigning the fox to ...

Federal retirement rules are often misunderstood, even by employees who have spent decades in federal service. Three misconceptions in particular come up repeatedly: whether you need to apply for the ...

Thank you for reading the series. What I have included for your personal use is an overview of the series. This may be something to read over or share with others. I know most people don’t want to ...

Federal employees converted into Schedule Policy/Career will not serve the standard one-year probationary period that comes with most federal positions. That might sound like good news, but impacted ...

For many federal employees, reaching Minimum Retirement Age (MRA) with 30 years of service feels like the finish line. The pension becomes available. The FERS Retirement Supplement may begin. FEHB can ...

OPM also points to the 2023 Federal Employee Benefits Survey. Nearly all respondents (94%) said FEHB meets their needs to a great or moderate extent, but only 66% said it provides “excellent or good ...