Monday’s snapshot of average mortgage rates signaled uneven moves across major loan types, offering homebuyers a timely check on costs as the spring market builds. The update, released at the start of the week,

There's good and bad news for home shoppers hoping for lower mortgage rates in 2026 — they're likely to fall more in the new year but shouldn't drop much below 6.0%, if they reach that. But the decrease may help you afford a home .

Mortgage rates continue to fall. “The ongoing decline in mortgage rates — now at their lowest point in a year — continues to boost borrower demand,” Bob Broeksmit, president and CEO of Mortgage Bankers Association, said in a statement. “Mortgage ...

Strong experience in FHA and VA lending. Average mortgage rates are on the low side, according to the latest federal data. Minimum credit score requirement of 580 for some loans, which is lower than some competitors. What we don't like

With the Fed’s third rate cut this year, refinancing your mortgage at a 0.50% lower rate can save you over $40,000. Here are the best lenders to choose from.

A jumbo loan is a type of mortgage that exceeds the conforming loan limits for its area, set yearly by the Federal Housing and Finance Agency (FHFA). In most parts of the U.S. in 2025, it’s a mortgage of more than $806,500.

See today’s average mortgage rates for Thursday, December 11, 2025. See today’s average mortgage interest rates and APRs. Save money by comparing customized rates from NerdWallet.