One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

Key takeawaysThe average three-year personal loan rate is 13.83% APR, but you might qualify for a lower rate with good or ...

Debt levels in the U.S. are climbing higher than ever, and the strain is being felt across millions of households. Borrowers are carrying larger balances overall in terms of their debt loads, and ...

Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two books. d3sign / Getty Images Suppose you’ve just come into an extra $5,000 ...

With household debt on the rise, middle-class Americans are focusing on paying down mortgage, credit card and student loan debt — often at the expense of saving for retirement or creating an emergency ...

Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it ...