Locking in one of today's lower mortgage rates may make sense, experts say, but there are some items to know first.

The first step to buy a home is to get a mortgage lender’s preapproval for a loan. A preapproval is a written agreement that a lender is likely to finance your mortgage and shows sellers that you’re ...

Mortgage points, also known as discount points, are fees you pay a lender to reduce the interest rate on a mortgage. Each ...

But if you're planning to borrow $500,000, a common loan amount in many competitive markets, you need to know how the latest ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

When you get preapproved for a mortgage, you’ll learn how much you can borrow and at what rate. If the amount is too low, you might not be able to buy the home you want. To raise the loan preapproval ...